Therapy Fees & Insurance
My fee for a 45-minute therapy "hour" is based on the usual and customary rates for licensed clinical psychologists in this area. Payment is expected at the time of service unless prior arrangements have been made. Based on need, occasionally my fee may be adjusted. If requested, I can provide statements for reimbursement from your Health Savings Account (HSA) or insurance company.
- Individual Therapy: $160/45 minutes
- Couples’ or Family Therapy: $180/50 minutes
- Phone Calls: After 10 minutes, prorated at your usual fee
- Paperwork done on your behalf: $50/15 minutes
- No Show Charge: Full Session Fee
- Cancellation less than 48 hours in advance: Full Session Fee
Fees not covered by health insurance are payable directly to me, Dr. Clark. These include co-pays, coinsurance, or payments to be applied to your deductible/charged against your HSA. If you are paying out-of-pocket for your therapy, or what is commonly referred to as “private-pay”– as with insurance, payment is made directly to me. Accepted forms of payment are cash, check and credit card.
Accepted Insurance Plans
I am credentialed by the following insurance companies:
- Blue Cross Blue Shield
- Empire Blue
- United Health Care
- Various Employer Assistance Plans (E.A.P.)
Smart Payment Suggestions:
- Did you know that if you itemize your taxes, psychological services may be tax deductible as a medical expense?
- If you have a flexible spending account or HSA through your employer, you may use these to minimize the cost of psychotherapy. These options allow you to spend pre-tax income on medical expenses such as therapy.
- Usually, you can use this money immediately upon signing up for the account, before it is fully funded.
- Please check with your employer to determine if either of these are options for you and the specifics of these plans.
Please verify your health insurance coverage when you arrange your first visit.
Once treatment begins, please notify me of any insurance changes when they occur. I will gladly bill your insurance for services rendered; but, if I don’t have current, correct information, you may be responsible for the entire bill.
On a case-by-case basis, a sliding scale may be available for the uninsured or those who wish to pay out-of-pocket and avoid using their insurance altogether.
Many of the people I work with do not choose to use insurance. For those who do want to use their insurance, I accept many insurances which allow for out-of-network providers. Please check with your insurance company to verify coverage for out-of-network providers, to find out your reimbursement rates, how many sessions you are given, whether your deductible has been met and if you have a co-pay/co–insurance. If you have a “flex spending plan” through your employer, you can apply pre-tax dollars toward therapy or claim the therapy costs as a tax deduction, if applicable. Please check with your tax preparer.